<html><body><div style="color:#000; background-color:#fff; font-family:arial, helvetica, sans-serif;font-size:10pt"><div><span><div class="yiv374852800yui_3_7_2_73_1360394147874_101 yiv374852800yui_3_7_2_34_1360744972538_87" style="text-align: center;"><b id="yiv374852800yui_3_7_2_34_1360744972538_133">Call for Abstracts</b></div><div class="yiv374852800yui_3_7_2_73_1360394147874_102 yiv374852800yui_3_7_2_34_1360744972538_88" style="text-align: center;"><br></div><div class="yiv374852800yui_3_7_2_73_1360394147874_103 yiv374852800yui_3_7_2_34_1360744972538_89" style="text-align: center;"><b>The Personal Debt Industry: International Perspectives</b></div><div class="yiv374852800yui_3_7_2_73_1360394147874_104 yiv374852800yui_3_7_2_34_1360744972538_90" style="text-align: center;"><b><br></b></div><div class="yiv374852800yui_3_7_2_73_1360394147874_105 yiv374852800yui_3_7_2_34_1360744972538_91" id="yiv374852800yui_3_7_2_34_1360744972538_140" style="text-align:
center;">eds. Serdar M. Değirmencioğlu & Carl Walker </div><div class="yiv374852800yui_3_7_2_73_1360394147874_106 yiv374852800yui_3_7_2_34_1360744972538_92"><br></div><div class="yiv374852800yui_3_7_2_73_1360394147874_107 yiv374852800yui_3_7_2_34_1360744972538_93">Recent years have seen a considerable and sustained boom in personal debt in many countries around the world. There also appears to be a growing consensus that experiences of over-indebtedness are associated with very considerable distress and suffering. </div><div class="yiv374852800yui_3_7_2_73_1360394147874_108 yiv374852800yui_3_7_2_34_1360744972538_94"><br></div><div class="yiv374852800yui_3_7_2_73_1360394147874_109 yiv374852800yui_3_7_2_34_1360744972538_95">Policy formulation on personal debt management in recent years has had a tendency to sideline problematic macroscopic political and economic changes and instead locate experiences of personal debt as problems of
individual financial incompetence. The problem of over-indebtedness and financial suffering has become changeable through the proficiency of a growing number of financial experts whose remit is to provide individual solutions for naïve financial decision makers. In doing so, economic and social policies that have brought about a greater need for a greater number of people to rely on personal debt remain largely beyond public view.</div><div class="yiv374852800yui_3_7_2_73_1360394147874_110 yiv374852800yui_3_7_2_34_1360744972538_96"><br></div><div class="yiv374852800yui_3_7_2_73_1360394147874_111 yiv374852800yui_3_7_2_34_1360744972538_97">With this book we intend to bring together examples from around the world that illustrate the international differences and commonalities with regards to the economic, political and psychosocial contexts of personal debt. In so doing we intend to understand the growing problem of personal debt, not only as an issue of
personal conduct, but as an often problematic nexus of corporate, political and economic forces that serve to locate people within national and international industries of debt and debt management.</div><div class="yiv374852800yui_3_7_2_73_1360394147874_112 yiv374852800yui_3_7_2_34_1360744972538_98"><br></div><div class="yiv374852800yui_3_7_2_73_1360394147874_113 yiv374852800yui_3_7_2_34_1360744972538_99">We invite initial interest from scholars, activists and interested parties around the world who may be able to contribute to the following aspects:</div><div class="yiv374852800yui_3_7_2_73_1360394147874_114 yiv374852800yui_3_7_2_34_1360744972538_100"><br></div><div class="yiv374852800yui_3_7_2_73_1360394147874_115 yiv374852800yui_3_7_2_34_1360744972538_101">1. Describe the nature and extent of the problem in a given context (i.e., country, region, etc.);</div><div class="yiv374852800yui_3_7_2_73_1360394147874_116
yiv374852800yui_3_7_2_34_1360744972538_102"><br></div><div class="yiv374852800yui_3_7_2_73_1360394147874_117 yiv374852800yui_3_7_2_34_1360744972538_103">2. Explore the strategies and practices of the financial and non-financial institutions that have worked to sustain problematic debt industries;</div><div class="yiv374852800yui_3_7_2_73_1360394147874_118 yiv374852800yui_3_7_2_34_1360744972538_104"><br></div><div class="yiv374852800yui_3_7_2_73_1360394147874_119 yiv374852800yui_3_7_2_34_1360744972538_105">3. Exploring the psychosocial impact of a range of debt industries around the world;</div><div class="yiv374852800yui_3_7_2_73_1360394147874_120 yiv374852800yui_3_7_2_34_1360744972538_106"><br></div><div class="yiv374852800yui_3_7_2_73_1360394147874_121 yiv374852800yui_3_7_2_34_1360744972538_107">4. Consideration of how psychology has operated to serve and sustain debt industries;</div><div class="yiv374852800yui_3_7_2_73_1360394147874_122
yiv374852800yui_3_7_2_34_1360744972538_108"><br></div><div class="yiv374852800yui_3_7_2_73_1360394147874_123 yiv374852800yui_3_7_2_34_1360744972538_109">5. Consideration of how cycles of debt can be distrupted.</div><div class="yiv374852800yui_3_7_2_73_1360394147874_124 yiv374852800yui_3_7_2_34_1360744972538_110"><br></div><div class="yiv374852800yui_3_7_2_73_1360394147874_125 yiv374852800yui_3_7_2_34_1360744972538_111"><b>Important dates</b></div><div class="yiv374852800yui_3_7_2_73_1360394147874_126 yiv374852800yui_3_7_2_34_1360744972538_112"><br></div><div class="yiv374852800yui_3_7_2_73_1360394147874_127 yiv374852800yui_3_7_2_34_1360744972538_113"><span class="yiv374852800yshortcuts" id="yiv374852800lw_1360667109_0">March 15</span> – Deadline for abstracts</div><div class="yiv374852800yui_3_7_2_73_1360394147874_128 yiv374852800yui_3_7_2_34_1360744972538_114"><br></div><div class="yiv374852800yui_3_7_2_73_1360394147874_129
yiv374852800yui_3_7_2_34_1360744972538_115"><span class="yiv374852800yshortcuts" id="yiv374852800lw_1360667109_1">April 15</span> – Decisions regarding abstracts and feedback to potential contributors</div><div class="yiv374852800yui_3_7_2_73_1360394147874_130 yiv374852800yui_3_7_2_34_1360744972538_116"><br></div><div class="yiv374852800yui_3_7_2_73_1360394147874_131 yiv374852800yui_3_7_2_34_1360744972538_117">September 1 – Deadline for first chapter drafts</div><div class="yiv374852800yui_3_7_2_73_1360394147874_132 yiv374852800yui_3_7_2_34_1360744972538_118"><br></div><div class="yiv374852800yui_3_7_2_73_1360394147874_133 yiv374852800yui_3_7_2_34_1360744972538_119">October 1 – Feedback to authors</div><div class="yiv374852800yui_3_7_2_73_1360394147874_134 yiv374852800yui_3_7_2_34_1360744972538_120"><br></div><div class="yiv374852800yui_3_7_2_73_1360394147874_135 yiv374852800yui_3_7_2_34_1360744972538_121">December 15 – Deadline for revised
chapters</div><div class="yiv374852800yui_3_7_2_73_1360394147874_136 yiv374852800yui_3_7_2_34_1360744972538_122"><br></div><div class="yiv374852800yui_3_7_2_73_1360394147874_137 yiv374852800yui_3_7_2_34_1360744972538_123"><b>Correspondence</b></div><div class="yiv374852800yui_3_7_2_73_1360394147874_138
yiv374852800yui_3_7_2_34_1360744972538_124"><br></div><div class="yiv374852800yui_3_7_2_73_1360394147874_139 yiv374852800yui_3_7_2_34_1360744972538_125">Please send a 500-word abstract to Serdar M. Değirmencioğlu <<a rel="nofollow" ymailto="mailto:serdardegirmencioglu@gmail.com" target="_blank" href="mailto:serdardegirmencioglu@gmail.com" style="color: rgb(40, 98, 197); outline: 0px;">serdardegirmencioglu@gmail. com</a>>.</div><span class="yiv374852800HOEnZb yiv374852800yui_3_7_2_73_1360394147874_141 yiv374852800yui_3_7_2_34_1360744972538_127"><font color="#888888"><font color="#888888"><font color="#888888"><font color="#888888"><font color="#888888"><div><br></div><div><br></div><div><br></div>-- <br>Prof. Dr. Serdar M. Değirmencioğlu<br><br>P.K. 18, Göztepe, 34730 Istanbul, Turkey<br>Telefon: 90 - <a rel="nofollow" style="color: rgb(40, 98, 197); outline: 0px;" href="">533 - 341 35 88</a><br>alternative e-mail: <span
class="yiv374852800yshortcuts" id="yiv374852800lw_1360667109_2" style="color: rgb(40, 98, 197); outline: 0px;"><a rel="nofollow" ymailto="mailto:s_degirmencioglu@yahoo.com" target="_blank" href="mailto:s_degirmencioglu@yahoo.com" id="yiv374852800yui_3_7_2_34_1360744972538_162" style="color: rgb(40, 98, 197); outline: 0px;">s_degirmencioglu@yahoo.com</a></span></font></font></font></font></font></span></span></div> </div></body></html>